Meet Our Team
In addition to our own services, our network of like-minded professionals gives you access to a huge reservoir of technical expertise and practical experience in a wide range of areas. These include investments, risk insurance, superannuation (including self-managed superannuation), estate planning and other legal matters, retirement and aged care planning, business advice and inter-generational financial planning.
Director
The Team
Heinrich Jacobs
Senior Financial Adviser
Heinrich is the Managing Director of Lightbulb Wealth Management and is responsible for leading the firm to execute its strategic objectives, while ensuring the firm’s high standards of client care are maintained.
Heinrich specialises in providing comprehensive advice to a wide range of clients, from affluent and high net wealth individuals and their families, executives, business owners, athletes, non-for-profit organisations, retail clients, through to self-funded retirees.
Heinrich assists his clients with a range of financial planning, investment and advisory services including investment selection, asset allocation, portfolio management and reviews, estate planning, trust advice, residential and commercial lending, and superannuation strategies including self-managed superannuation establishment advice and administration services.
Before founding Lightbulb, Heinrich held a number of corporate management positions at the ANZ Bank and Suncorp Bank. At ANZ, Heinrich led and managed teams working across the retail, affluent, and institutional business segments of the bank with a focus on leading teams and providing strategic advice to clients with a focus on their wealth management, lending, investment, and cross border transactional banking requirements.
Heinrich is passionate about helping Australians grow and protect their wealth and is a strong advocate for advice and improving the client experience. He regularly speaks at industry forums including CPA chapter events.
Heinrich holds a Master of Business Administration (MBA) from Southern Cross University, a Post Graduate Certificate in Management (Distinction) from the Australian Institute of Management, and an Advanced Diploma of Financial Planning.
Heinrich is a licensed Financial Planner AFP® and member of the Financial Planning Association of Australia, and a member of the Finance Brokers Association of Australia.
Outside of work, Heinrich enjoys spending time with his family. He is a former semi-pro tennis player with his claim to temporary fame being a straight sets loss against the former world number 3 and current coach of Roger Federer; Ivan Ljubicic.
Heinrich Jacobs is an authorised representative (1241405) of Lightbulb Financial Management Pty Ltd (AFSL 542662). Heinrich is also an authorised credit representative (475174) of Beagle Finance Pty Ltd (ACL 383640)
Aaron Crosthwaite
Accountant and Tax Adviser
Aaron has over 8 years’ experience as an accountant specialising in doctors, dentists and other health professionals. In addition, Aaron is a qualified financial planner and lawyer. Aaron has in-depth knowledge of accounting, income tax, GST, and capital gains tax issues and is able to combine this with a broad knowledge of financial planning, business issues, and the law to provide truly 360-degree advice.
Aaron has a Bachelor of Accounting, Juris Doctor (law degree), Diploma of Financial Services (Financial Planning) and is a Certified Practising Accountant (CPA), Chartered Tax Adviser, and Registered Tax Agent.
Tony Pereira
Lawyer & Estate Planner
Tony has advised business proprietors, entrepreneurs and private clients for over 25 years, including more than 20 years as a legal firm owner/principal.
His professional career commenced in 1988 while working for a multinational professional services firm in the area of taxation, and subsequently he has worked in a variety of commercial and private client focused roles.
Tony has extensive experience advising private clients about their asset protection, estate administration, wills and estate planning requirements.
Tony holds degrees in commerce and law from the University of Queensland and is admitted to practice as a legal practitioner in the Supreme Court of Queensland and High Court of Australia.
Wilbert Chhua
IT and Marketing
Wilbert holds dual degrees from Monash University - Commerce and Business Information Systems.
He commenced his professional career in business advisory at a mid-tier accounting and financial planning firm, where he worked successfully for several years.
He is now following his real passion for applying online marketing strategies and innovative technologies in financial services.
The accounting profession's loss is very much our gain.