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Commercial Lending

Capital That Moves at the Speed of Vision

Behind every market-leading enterprise is a financial partner who understands what it means to think big—and move fast.

Our commercial lending services are designed for accomplished entrepreneurs and business leaders ready to scale with precision.

Whether acquiring, expanding, or diversifying, we offer sophisticated funding solutions structured to fuel strategic growth, while preserving your liquidity and control.

What We Deliver

Strategic Finance. Flexible Structures. Built for Opportunity.

Commercial opportunities don’t stand still—and neither should your access to capital. At Lightbulb, we specialise in structuring commercial lending solutions for high-net-worth individuals, private investors, and entrepreneurial families who need more than a one-size-fits-all loan.

Whether you’re acquiring income-producing property, funding development, expanding operations, or seizing a timely investment, we deliver facilities designed to adapt to your vision, your timeline, and your evolving strategy.

Our Commercial Lending Advantage

  • Tailored Facilities
    From fixed or variable rate options to interest-only periods and principal & interest structures, your commercial loan can be shaped to suit cash flow cycles, tax strategy, or investment returns.
  • Flexible Repayment Options
    Enjoy features such as early repayment flexibility, redraw facilities, or progressive drawdowns for staged developments—so you stay in control as circumstances shift.
  • Diverse Funding Expertise
    We structure lending for commercial real estate, business expansion, private acquisitions, or bridging finance—locally or across borders.
  • Discreet & Decisive Execution
    We know speed is often the advantage. We act swiftly and discreetly to secure your position while preserving your privacy and negotiating power.
  • Aligned With Your Wealth Strategy
    Every facility is integrated with your broader wealth plan, ensuring debt works as a strategic tool to build, protect, and grow your capital.

Finance That Moves With You

Commercial lending should be an enabler, not an obstacle. With us, your capital moves as fast—and as strategically—as you do.

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Contact Us

We are delighted that you are getting in touch with us. We value open communication and are committed to providing you with the highest level of customer service.

© Lightbulb Wealth Management 2025

Lightbulb Wealth Management Pty Ltd is a corporate authorised representative of Lightbulb Financial Management Pty Ltd (AFSL 542662 ABN 97 661 785 235).

General Advice Warning

All strategies and information provided on this website are general advice only which does not take into consideration any of your personal circumstances. Please arrange an appointment to seek personal financial, legal, credit and/or taxation advice prior to acting on this information.