Commercial Lending
Capital That Moves at the Speed of Vision
Behind every market-leading enterprise is a financial partner who understands what it means to think big—and move fast.
Our commercial lending services are designed for accomplished entrepreneurs and business leaders ready to scale with precision.
Whether acquiring, expanding, or diversifying, we offer sophisticated funding solutions structured to fuel strategic growth, while preserving your liquidity and control.
What We Deliver
Strategic Finance. Flexible Structures. Built for Opportunity.
Commercial opportunities don’t stand still—and neither should your access to capital. At Lightbulb, we specialise in structuring commercial lending solutions for high-net-worth individuals, private investors, and entrepreneurial families who need more than a one-size-fits-all loan.
Whether you’re acquiring income-producing property, funding development, expanding operations, or seizing a timely investment, we deliver facilities designed to adapt to your vision, your timeline, and your evolving strategy.
Our Commercial Lending Advantage
- Tailored Facilities
From fixed or variable rate options to interest-only periods and principal & interest structures, your commercial loan can be shaped to suit cash flow cycles, tax strategy, or investment returns. - Flexible Repayment Options
Enjoy features such as early repayment flexibility, redraw facilities, or progressive drawdowns for staged developments—so you stay in control as circumstances shift. - Diverse Funding Expertise
We structure lending for commercial real estate, business expansion, private acquisitions, or bridging finance—locally or across borders. - Discreet & Decisive Execution
We know speed is often the advantage. We act swiftly and discreetly to secure your position while preserving your privacy and negotiating power. - Aligned With Your Wealth Strategy
Every facility is integrated with your broader wealth plan, ensuring debt works as a strategic tool to build, protect, and grow your capital.
Finance That Moves With You
Commercial lending should be an enabler, not an obstacle. With us, your capital moves as fast—and as strategically—as you do.
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