Superannuation
Superannuation, or super as it is more commonly known, is a cornerstone of most people’s personal financial management. Apart from their own home, for many people superannuation comprises their entire personal wealth.
Self Managed Super
Self-managed super funds (SMSFs) are a great way to manage your own retirement benefits. Compared to other forms of super, they give you more control, more flexibility and, if they lead to lower fees, they often give you more money as well. Some people even find managing their own super enjoyable! In this ebook, we examine SMSFs from start to finish. We have designed the book to let you answer a simple question: is an SMSF is right for you? So, please read on and, as ever, feel free to get in touch if there is any aspect of your own super that you would like to discuss.
Risk Insurance
If you or someone you love depends on your income, then you need life insurance. But how do you know which type you need, or how much, or how best to pay for that insurance? In this ebook, we examine the life insurance options available to you so that you can make an informed decision about one of the most important purchases you will ever need to make.
Estate Planning
Estate planning is an essential part of any financial plan. And while the principles of estate planning are relatively straightforward, the specifics can be a lot more complicated. This new eBook contains a comprehensive summary of everything a good estate plan should include. Enjoy, share and please do not hesitate to get in touch if there is anything about your estate planning that you would like to discuss.
The Family Home
A family home is a must for anyone who is serious about achieving economic freedom. In this ebook, we look at the ways in which family homes contribute to your economic and social wellbeing, and spend a lot of time discussing practical ways to make home ownership more effective – especially when it comes to helping out other members of your family such as adult children or elderly relatives. Given our commitment to gender equity, we also devote considerable attention to the unique difficulties facing single parents, and especially single mothers.
Buying the right family home is much easier when you manage your finances as effectively as possible. So if you need to talk to someone about how to make the best decisions about your own family home, talk to us.
We hope you enjoy this ebook. Please let us know your thoughts and we look forward to continuing to bring you high quality, practical information that really helps – just like this one.
Individual or Corporate Trustees
This guide offers a brief description of the advantages and disadvantages associated with using individual and corporate trustees for your superannuation fund.
Negative Gearing
Negative gearing is where the income from a geared asset (that is, an asset that is bought using borrowed money) is less than the interest and other holding costs related to that asset.
Intergenerational Financial Planning
Most of us see our families as a single economic unit. In this ebook, we look at ways that wealth can be created, stored and shared within that economic unit. We place a particular emphasis on homes and how each generation of a family can be assisted to purchase a family home.
SMSF Checklist
Thinking of establishing an SMSF? Follow the steps described in these guides to ensure everything is done in the correct sequence.